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Steven RuizSep 24, 2026

Previewing Week 3, Ruiz picked the Ravens to beat the Cowboys in Brazil, Jacksonville over New England in a low-scoring game, an upset by the Broncos over the Rams, the Raiders over the Saints, the Eagles over the Bears, the Lions over the Jets, and their Hail Mary that Houston beats Indianapolis by two touchdowns.

Said on air, transcribed by us · Football 301 with Nate Tice (podcast)Hear the original

5 of 7calls landed5 hits · 2 misses · all settled
71.4Average accuracyout of 100, across 7 calls
71.4A naive guessthe same calls, no knowledge
7Games calledeveryone’s picks below
0Waitingnot graded yet

What Steven Ruiz said

our reading, beside the words we read it from
I'm going with the Texans win by two touchdowns.
Steven Ruiz, the lead quote · each call’s own words are below
The episode
NFL Week 3 preview & bold predictions: Ravens vs. Cowboys in Brazil, buying a Broncos upset? feat. Steven Ruiz
The original
Hear the original
  1. SaidSep 24
  2. PlayedSep 27–28
  3. GradedSep 29
  1. 1Las Vegas Raiders to beat Saints“I'm gonna go I'm gonna go Raiders. I think the offense continues to do what they're doing.”
  2. 2Houston Texans to beat Colts“I'm going with the Texans win by two touchdowns... So I I see this being a dominant dominant win for the Texans.”
  3. 3Denver Broncos to beat Rams“I'm actually gonna go with the Broncos on this one... I I I think the Broncos take this one.”
  4. 4Detroit Lions to beat Jets“I'll go with the Lions. I I I think the defense plays a little bit better, but, like, I think this is an offensive driven game for them, and they scored, like, 35 points.”
  5. 5Baltimore Ravens to beat Cowboys“I think the Ravens take this one by I I think it's a comfortable win, but it is competitive up until the fourth quarter”
  6. 6Philadelphia Eagles to beat Bears“I gotta go with the Eagles just because the quarterback situation, but I I do think the Bears keep it closer than maybe you would expect”
  7. 7Jacksonville Jaguars to beat Patriots“I'm gonna lean Jaguars even I I think they win by, like, a field goal, but I do think it's competitive game. And I think it's a low scoring game”

Box score

HitCloseMissWaiting
VerdictCallKindWhat happenedScoreNaiveSkill
Las Vegas Raiders to beat Saints1Game Outcome PicksRaiders 35–271000+189
Houston Texans to beat Colts2Game Outcome PicksColts 19–170100−189
Denver Broncos to beat Rams3Game Outcome PicksBroncos 30–261001000
Detroit Lions to beat Jets4Game Outcome PicksLions 31–241001000
Baltimore Ravens to beat Cowboys5Game Outcome PicksRavens 34–311000+189
Philadelphia Eagles to beat Bears6Game Outcome PicksBears 27–70100−189
Jacksonville Jaguars to beat Patriots7Game Outcome PicksJaguars 35–61001000
7 calls · 5 hits · 2 misses · all settled71.471.4

Game calls show that game’s closing betting line under their grade: a dated fact from nflverse, for context and never part of a grade. MissedTakes takes no bets and earns nothing from any sportsbook.

How each call scored

a naive guessbetter than naiveworse than naive

7 checkable claims — 7 game outcome picks — each graded on its own rather than as one all-or-nothing call.

It names 7 players and teams, each linked to their own record.

All 7 have settled, averaging 71.4 out of 100, against 71.4 for a naive guess at the same calls.

Each call is scored 0 to 100 against what happened, on its own, by the published methodology. The naive guess is what knowing nothing would have scored on the same calls; the gap, weighted by how hard the call was, is the skill.

  1. 1Game Outcome PicksLas Vegas Raiders

    Las Vegas Raiders to beat Saints

    What happenedRaiders 35–27Raiders at Saints
    100Hit · naive 0
    100this call0a naive guess100better than naive1.89difficulty+189skill

    Closing line (Sep 27): Saints by 3.5 · underdog pick, Raiders 37%.

    How this was scored
    won:
    LV
    score:
    35-27
    skill:
    189
    they picked:
    LV
    season:
    2026
    accuracy:
    100
    baseline:
    0
    the naive pick:
    NO
    difficulty:
    1.89
    weeks in the season:
    18
    weeks left when called:
    16
    Think this is wrong?
  2. 2Game Outcome PicksHouston Texans

    Houston Texans to beat Colts

    What happenedColts 19–17Texans at Colts
    0Miss · naive 100
    0this call100a naive guess−100worse than naive1.89difficulty−189skill

    Closing line (Sep 27): Texans by 1.5 · a toss-up, Texans 53%, Colts 47%.

    How this was scored
    won:
    IND
    score:
    17-19
    skill:
    −189
    they picked:
    HOU
    season:
    2026
    accuracy:
    0
    baseline:
    100
    the naive pick:
    IND
    difficulty:
    1.89
    weeks in the season:
    18
    weeks left when called:
    16
    Think this is wrong?
  3. 3Game Outcome PicksDenver Broncos

    Denver Broncos to beat Rams

    What happenedBroncos 30–26Rams at Broncos
    100Hit · naive 100
    100this call100a naive guess0better than naive1.89difficulty0skill

    Closing line (Sep 27): Broncos by 1.5 · a toss-up, Rams 50%, Broncos 50%.

    How this was scored
    won:
    DEN
    score:
    26-30
    skill:
    0
    they picked:
    DEN
    season:
    2026
    accuracy:
    100
    baseline:
    100
    the naive pick:
    DEN
    difficulty:
    1.89
    weeks in the season:
    18
    weeks left when called:
    16
    Think this is wrong?
  4. 4Game Outcome PicksDetroit Lions

    Detroit Lions to beat Jets

    What happenedLions 31–24Jets at Lions
    100Hit · naive 100
    100this call100a naive guess0better than naive1.89difficulty0skill

    Closing line (Sep 27): Lions by 7 · favorite pick, Lions about 3 in 4 (73%).

    How this was scored
    won:
    DET
    score:
    24-31
    skill:
    0
    they picked:
    DET
    season:
    2026
    accuracy:
    100
    baseline:
    100
    the naive pick:
    DET
    difficulty:
    1.89
    weeks in the season:
    18
    weeks left when called:
    16
    Think this is wrong?
  5. 5Game Outcome PicksBaltimore Ravens

    Baltimore Ravens to beat Cowboys

    What happenedRavens 34–31Ravens at Cowboys
    100Hit · naive 0
    100this call0a naive guess100better than naive1.89difficulty+189skill

    Closing line (Sep 27): Ravens by 3 · favorite pick, Ravens 60%.

    How this was scored
    won:
    BAL
    score:
    34-31
    skill:
    189
    they picked:
    BAL
    season:
    2026
    accuracy:
    100
    baseline:
    0
    the naive pick:
    DAL
    difficulty:
    1.89
    weeks in the season:
    18
    weeks left when called:
    16
    Think this is wrong?
  6. 6Game Outcome PicksPhiladelphia Eagles

    Philadelphia Eagles to beat Bears

    What happenedBears 27–7Eagles at Bears
    0Miss · naive 100
    0this call100a naive guess−100worse than naive1.89difficulty−189skill

    Closing line (Sep 28): Eagles by 3.5 · favorite pick, Eagles 64%.

    How this was scored
    won:
    CHI
    score:
    7-27
    skill:
    −189
    they picked:
    PHI
    season:
    2026
    accuracy:
    0
    baseline:
    100
    the naive pick:
    CHI
    difficulty:
    1.89
    weeks in the season:
    18
    weeks left when called:
    16
    Think this is wrong?
  7. 7Game Outcome PicksJacksonville Jaguars

    Jacksonville Jaguars to beat Patriots

    What happenedJaguars 35–6Patriots at Jaguars
    100Hit · naive 100
    100this call100a naive guess0better than naive1.89difficulty0skill

    Closing line (Sep 27): Jaguars by 3 · favorite pick, Jaguars 59%.

    How this was scored
    won:
    JAX
    score:
    6-35
    skill:
    0
    they picked:
    JAX
    season:
    2026
    accuracy:
    100
    baseline:
    100
    the naive pick:
    JAX
    difficulty:
    1.89
    weeks in the season:
    18
    weeks left when called:
    16
    Think this is wrong?
  8. All

    The take as a whole

    the average of 7 settled calls, each counted once

    71.4naive 71.4

The games in this take

every pundit’s pick on each

Others on the same people

More game outcome picks

The same kind of call, about other players and teams.